So, this happened.

And you’re probably concerned… I don’t blame you!

The sad truth is that many people are struggling under heavy student debt loans.

Drowning under mortgage payments they can’t afford or simply living paycheck to paycheck!

It’s easy to get discouraged during the holiday season in a normal year but add insult to injury and suddenly you’re staring recession or even full-blown economic depression right in the face.

Not a very merry combo if you ask me!

It’s Beginning To Look A Lot Like…

2019 may be… turbulent.

Which is really just a nicer less colorful way of saying excrementitiously bad! Though of course the particulars do remain to be seen.

Caesar might say something about the ides of march… sorry, I’ve been watching a lot of documentaries about the Roman civilization lately.  😛

Anyway, no matter how bad it gets in 2019, it still won’t be as bad as it was back 79 AD when Pompeii was buried under lava for 17 centuries!

What? … Too soon? 😛


Don’t Panic

No, we’re not talking about Douglas Adams.

Back in the ’07-’08 market crash, er… “correction” I saw many of my friends, family and coworkers coping with various personal and financial difficulties, hell I had a few myself!

Housing was a mess and people were struggling just to pay rent.

Healthcare sucked!

So… in many ways things were much like they are today. 😛

During that time I heard stories about “squatters” breaking into abandoned or distressed properties in hard hit neighborhoods so they could strip the copper plumbing and wiring for recycle!

At the time I was working as an IT systems administrator, which is a fancy set of words that colloquially translates to “person whose job it is to make the glowing boxes work”. 😛

Thankfully I had secure employment and didn’t own property so I was insulated against the brunt of the housing bubble collapse but people all around me didn’t fare so well.

A coworker of mine and I enjoyed discussing economics and frequently we found ourselves conversing about how lousy the markets had been.

One day we had a little down time and so he told me a story about a neighbor he’d known for years who lost EVERYTHING in the market collapse!

By that time people knew it was a recession.

He told me his neighbors businesses went under and he was days from defaulting on his mortgage.

On top of that, his spouse took the kids and filed for divorce.

Essentially, this person truly lost everything he had in life except the clothes on his back practically… and a leased car that was probably up for repo too!

My coworker was going through his own divorce at the time so watching his neighbor struggle similarly, though much worse, must have struck a nerve with him… “there but for the grace of god go I“, right?


One Foot In Front Of The Other

Anyway, he said that the two struck up a conversation over the driveway fence like neighbors who live next to each other for years tend to occasionally do.

After catching up and swapping their tragic stories the neighbor said that the previous night he’d finished packing up everything he owned into the car and when he was done inside the house he planned to leave the keys on the kitchen counter and just… drive away.

I was just as shocked by this plan and my coworker was!

I guess he must have been seeking some wisdom from someone worse off than himself because he asked him:

“How do you do it? How do you keep on going day after day when you’ve lost everything?”. 

The broken man replied:

“Don’t panic, just keep putting one foot in front of the other.”

They finished their conversation by exchanging phone numbers and promised to keep in touch, though I don’t know if he ever heard from him again.

And to be honest, I don’t know if this anecdote is even true or if it was just a story told to me by my coworker meant to spur reflection.

The thing is, I want you to understand that even in the face of great losses like so many of us have had recently or will face in the coming year, as long as you keep putting one foot in front of the other things can ALWAYS improve!

If things ever get to be too much for you and you are thinking of harming yourself, you can always dial 1-800-273-TALK (8255) and immediately get help and counseling from a representative of the National Suicide Prevention Lifeline.

You are not alone!


Happy Holidays

I want to say thank you and happy holidays to each and every one of my readers!

To everyone who has taken the time to like a post or to leave a comment, you guys are awesome!

And thank you to all my Patreon Sponsors who believe in my work! All of my content is funded entirely by readers supporting me on Patreon.

My son, Xavier (yes… like the professor 😛 ) is my reason for everything in life! He is why I create and publish these posts and projects.

By becoming my patron on Patreon you are allowing me to have time to focus on creating content for you to enjoy and it affords me a flexible schedule so I can spend more time with my little Xavier Logich.

My little Xavier Logich


Feel free to suggest a project you would like to see built or a topic you would like to hear me discuss in the comments and if it sounds interesting it might just get featured here on my blog for everyone to enjoy.



Much Love,